Center Hill Lake Homes under $700,000

Welcome to Center Hill Lake, a hidden gem nestled in the heart of Smithville, Tennessee, within the picturesque Dekalb County. This enchanting subdivision offers a unique blend of serene lakeside living and vibrant community spirit, making it an ideal choice for families, retirees, and anyone seeking a tranquil escape from the hustle and bustle of city life.

Center Hill Lake is renowned for its stunning natural beauty, featuring crystal-clear waters and lush landscapes that provide endless opportunities for outdoor recreation. Whether you enjoy fishing, boating, hiking, or simply soaking in the breathtaking views, this area has it all. The surrounding hills and forests create a picturesque backdrop, perfect for leisurely strolls or adventurous hikes.

One of the most appealing aspects of Center Hill Lake is its diverse range of homes, with many options available for under $700,000. Here, you can find charming cottages, contemporary family homes, and even luxurious lakefront properties, catering to a variety of tastes and budgets. Each residence is designed to embrace the natural beauty of the area, providing a comfortable haven where you can unwind and enjoy the peaceful ambiance.

In addition to its stunning homes, Center Hill Lake boasts a welcoming community atmosphere. Residents often gather for seasonal events, fostering friendships and creating lasting memories. With its perfect blend of nature, community, and affordability, Center Hill Lake is more than just a place to live; it’s a lifestyle waiting to be embraced. Discover your dream home in this idyllic setting today!

Newest Center Hill Lake Homes under $700,000

$679,000

4 Beds ⋅ 3 Baths ⋅ 3516562 MLS ⋅ ACTIVE Status ⋅ 0.686 Acres ⋅ 37166 Zip Code

Escape To Center Hill with this beautifully remodeled lake view home which offers the perfect blend of modern comfort and rustic charm. Enjoy serene Center Hill Lake views and unforgettable sunset moments right from your living room or either of the two expansive decks. The bright, airy layout is ideal for gatherings, featuring a cozy living area, dining space, and a fully equipped kitchen designed for effortless entertaining. Downstairs, you’ll find an additional bedroom, bathroom, and living area, perfect for guests or extra space to relax in comfort. Thoughtfully curated and fully furnished, this turn-key lake view home is ready to enjoy from day one. Step outside to the spacious outdoor areas for morning coffee, weekend entertaining, or evening barbecues after a day on the water. Short-term rentals are permitted, and the home currently operates as a successful STR (currently set up to sleep 12), making it an exceptional opportunity for both lifestyle and income. Located just minutes from popular Hurricane Marina and historic Downtown Smithville, you’ll love having lake days, dining, and local charm right at your fingertips. An extra lot on Davidson Rd (Lot 25/parcel 036G B 019.00) is included in the sale, adding even more value and future potential.

350 Williamson Cir, Smithville

$339,000

3 Beds ⋅ 2 Baths ⋅ 3306266 MLS ⋅ ACTIVE Status ⋅ 1.26 Acres ⋅ 37166 Zip Code

Escape to Center Hill in this private cabin retreat tucked away on three lots totaling 1.26 acres. Located behind a private gate, this FULLY FURNISHED 3 bedroom, 2 bath property offers rare privacy, security, and the peaceful feeling of being surrounded by nature, with the property backing up to unspoiled U.S. Army Corps of Engineers lakefront land. With its elevated setting and wooded backdrop, it truly feels like your own tree house retreat near the lake. Inside, the home offers open living spaces filled with warmth and character, along with a charming vintage cabin feel that makes it instantly inviting. Outside, the double wraparound covered decks create the perfect place to relax, entertain, and enjoy the quiet surroundings in every season. A fire pit adds even more outdoor appeal for cozy evenings after a day on the lake. This property is ideally located less than 2 miles from Holmes Creek Recreation Area, offering convenient access to a boat launch, and is also only minutes from Hidden Harbor Marina and historic downtown Smithville. Known for its scenic beauty and recreational lifestyle, Center Hill Lake is one of Middle Tennessee’s favorite destinations for boating, fishing, kayaking, and weekend escapes. Whether you are looking for a full-time residence, weekend getaway, or investment property, this unique cabin offers privacy, character, and an unbeatable location near everything that makes Center Hill Lake so special.

510 Wilson Dr, Smithville

$299,000

3 Beds ⋅ 2 Baths ⋅ 3297851 MLS ⋅ ACTIVE Status ⋅ 0.65 Acres ⋅ 37166 Zip Code

Enjoy Center Hill Lake living at 455 Old Pinhook Rd in Smithville. This 3-bedroom, 2-bath home sits on approximately0.85 acres and is conveniently located near the lake, with a public boat launch approximately300 yards away, and Pates Ford Marina approximately2.2 miles away. The home features a refreshed kitchen with a new gas range, over-the-range microwave and deep sink, an updated laundry room, remodeled bath with Palisade shower, updated electrical outlets and switches, and two independently controlled mini-split heating and cooling systems. The primary bedroom offers access to a second floor deck. Additional partially finished bonus space with a separate entrance provides flexibility for a home office, recreation room, workshop, hobby space, or future expansion. Outside, enjoy a 12x24 pool with a 16x18 deck, a 15x30 covered outdoor area near the fire pit, and a convenient drive-through driveway. Portions of the property have been cleared to provide additional usable outdoor space. Convenient to Center Hill Lake recreation while offering room to make the property your own. Buyer and buyer's agent to verify all pertinent information.

455 Old Pinhook Rd, Smithville

$169,000

2 Beds ⋅ 1 Baths ⋅ 3220848 MLS ⋅ ACTIVE Status ⋅ 1.06 Acres ⋅ 37166 Zip Code

Escape to Center Hill with this unique 1.06-acre property just ONE minute from FishLipz Resort & Grill at Pates Ford Marina. Offering a flexible setup near Center Hill Lake, this property is well-suited for recreation, storage, utility use, or future possibilities. The property includes a 14x56, two bedroom, one bath 1992 mobile home currently used as a laundry facility. It could continue serving that purpose or be adapted for storage, office space, guest use, or other functional needs. A standout feature is the 30x40 covered pavilion (built in 2024), offering a large open-air space for events, gatherings, RV or boat storage, equipment storage, or potential enclosure for additional usable space. The size and open design create excellent versatility for personal, recreational, or investment use. The setting is peaceful and wooded, with mature trees and a lake-area feel just one minute from Center Hill Lake. Pates Ford Marina offers convenient access to boating, pontoon rentals, slips, cabin rentals, events, and waterfront fun. FishLipz Resort & Grill adds to the appeal with dining, drinks, seasonal live music, and the laid-back lake atmosphere buyers love. With acreage, a functional mobile home, a large covered pavilion, and close proximity to the marina, this property is ready for its next owner to bring their vision to life.

5682 Pates Ford Rd, Smithville

$599,000

4 Beds ⋅ 2 Baths ⋅ 3220837 MLS ⋅ ACTIVE Status ⋅ 2.3 Acres ⋅ 37166 Zip Code

Escape to Center Hill with this spacious four bedroom, two bath brick home offering room to spread out, relax, and enjoy the lake-area lifestyle. Located just two minutes from FishLipz Resort & Grill at Pates Ford Marina, this fully furnished property is move-in ready and well-suited for a full-time residence, weekend getaway, or Center Hill retreat. The main level offers comfortable living areas, while the fully finished lower level/basement provides valuable additional space for guests, recreation, a media room, hobby area, or flexible everyday use. A carport adds convenient covered parking, and the home’s practical layout gives buyers options for hosting, relaxing, and enjoying time together. Outside, the property is surrounded by a large yard with mature trees, creating a peaceful setting close to the lake. The 20x24 covered porch is ideal for outdoor dining, grilling, morning coffee, or winding down after a day on Center Hill Lake. This offering also includes two additional rear lots, bringing the total property size to approximately 2.3 acres. Pates Ford Marina is a favorite destination on the southern end of Center Hill Lake, offering easy access to boating, pontoon rentals, slips, cabin rentals, events, and waterfront fun. FishLipz Resort & Grill adds to the appeal with dining, drinks, seasonal live music, and the laid-back lake atmosphere buyers love. Fully furnished, spacious, and offered with additional acreage just minutes from the marina, this property is ready for its next owner to enjoy the best of Center Hill living.

5642 Pates Ford Rd, Smithville

$349,000

4 Beds ⋅ 2 Baths ⋅ 3220803 MLS ⋅ ACTIVE Status ⋅ 1.2 Acres ⋅ 37166 Zip Code

Escape to Center Hill and enjoy easy lake living in this charming four bedroom, two bath brick ranch just two minutes from FishLipz Resort & Grill at Pates Ford Marina. This turn-key home is being sold fully furnished, making it an ideal full-time residence, weekend getaway, or lake-area retreat. Inside, you’ll find original hardwood floors, comfortable living spaces, and a full basement featuring finished recreation space plus a garage. The outdoor living is just as inviting, with a beautiful yard shaded by mature trees and a large 12x51 covered back deck designed for relaxing, grilling, and entertaining after a day on Center Hill Lake. Pates Ford Marina sits on the southern end of Center Hill Lake and offers convenient access to boating, pontoon rentals, slips, cabin rentals, events, and waterfront fun. FishLipz Resort & Grill is a favorite local stop for dining, drinks, seasonal live music, and the laid-back lake lifestyle buyers come here to enjoy. With furnishings remaining and the lake lifestyle just minutes away, this home is ready for you to start enjoying Center Hill from day one.

5245 Jefferson Rd, Smithville

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