Mill Town Homes under $400,000

Welcome to Mill Town, a charming subdivision nestled in the heart of Chattanooga, Tennessee, within the vibrant Hamilton County. This delightful community offers a perfect blend of suburban tranquility and urban convenience, making it an ideal choice for families, young professionals, and retirees alike.

Mill Town boasts a variety of homes priced under $400,000, ensuring that you can find the perfect abode without stretching your budget. These residences feature a range of styles, from cozy single-family homes to modern townhouses, each designed with comfort and functionality in mind. Many properties come equipped with spacious yards, inviting porches, and contemporary finishes, creating an inviting atmosphere for both relaxation and entertainment.

One of the standout features of Mill Town is its close-knit community feel. Residents enjoy a welcoming environment, with friendly neighbors and local events that foster connections. The subdivision is conveniently located near top-rated schools, parks, and recreational facilities, making it an excellent choice for families seeking a nurturing environment for their children.

In addition to its residential appeal, Mill Town is just a short drive from downtown Chattanooga, where you can explore a bustling array of shops, restaurants, and cultural attractions. Whether you’re hiking the scenic trails of Lookout Mountain or enjoying a leisurely stroll along the Tennessee River, the natural beauty surrounding this area is truly captivating.

Discover the charm of Mill Town and make it your new home today! With affordable options and a vibrant community, your dream home is just waiting for you to arrive.

Newest Mill Town Homes under $400,000

$354,900

3 Beds ⋅ 3 Baths ⋅ 3603210 MLS ⋅ ACTIVE Status ⋅ 37404 Zip Code

Parkside Builders is proud to offer the spacious Gayle townhome in Phase 2 which will face a gorgeous community green space and adjacent to ample guest parking . This end unit features a second level terrace, 3 bedrooms 2 1/2 baths, single car garage, and many included designer finishes. Units are a brief walk to the up and coming mixed development Mill Town. Construction to begin soon. Buyer has an opportunity to choose all interior design choices to truly make a space that feels like home. Limited investor opportunities are also available for leases 6 mo+. Home also qualifies for Builder incentives plus City of Chattanooga Down Payment Assistance Program. Ask agent for details. Model hours Wednesday-Saturday 10-5 Sunday 12-5.

1886 Cotton Way, Chattanooga

$327,900

2 Beds ⋅ 3 Baths ⋅ 3603202 MLS ⋅ ACTIVE Status ⋅ 37404 Zip Code

Parkside Builders is proud to offer the most desired Fontaine townhome floorplan in Phase 2 . This unit features a second floor open balcony, 2 bedrooms 2 1/2 baths plus spacious upstairs bonus room, single car garage and many included designer finishes. Units are a brief walk to the up and coming mixed development Mill Town which will host a grocery chain, boutiques, offices and condominiums. Construction is due to begin soon with completion due Fall of 2026. Buyer has an opportunity to choose all interior design choices to truly make a space that feels like home. Limited investor opportunities are also available for leases 6 mo+. Home also qualifies for Builder incentives plus City of Chattanooga Down Payment Assistance Program. Ask agent for details. Model hours Wednesday-Saturday 10-5 Sunday 12-5.

1890 Cotton Way, Chattanooga

$339,900

3 Beds ⋅ 3 Baths ⋅ 3603074 MLS ⋅ ACTIVE Status ⋅ 37404 Zip Code

Stunning green hardiboard with black trim fronting our beautiful greenspace area- with extra community parking out front! Come see what the new Mill Town Community is all about. This 3BR/2.5 Bath home features an open layout PLUS a 2 Car Garage for plentiful parking! Enjoy beautiful views of Lookout Mountain and historical Coosa Mill also known as Mill Town - just minutes from local dining and downtown conveniences.

2439 Twill Pl, Chattanooga

$269,000

2 Beds ⋅ 3 Baths ⋅ 3598672 MLS ⋅ ACTIVE Status ⋅ 37404 Zip Code

Chattanooga living at its best in Mill Town! The Sedona floor plan by Parkside Builders blends modern design with functional 2BR/2.5 bath living, designer finishes, spray foam insulation, and walkable community with new greenspaces. ONLY MINUTES from downtown, explore restaurants, shops, parks, and city culture while enjoying peaceful mountain views and quality craftsmanship throughout your new home. Home qualifies for City of Chattanooga Down Payment Assistance Program. Ask agent for details! Call today! Model hours are Wednesday-Saturday 10-5 Sunday 12-5.

2429 E 17th St, Chattanooga

$339,900

2 Beds ⋅ 3 Baths ⋅ 3516207 MLS ⋅ ACTIVE Status ⋅ 37404 Zip Code

Parkside Builders is proud to offer the new Gayle townhome floorplan. This unit features 2 bedrooms 2 1/2 baths plus spacious upstairs bonus room, single car garage, wood stairs and many other included designer finishes. Units are a brief walk to the up and coming mixed development Mill Town which will host a grocery chain, boutiques, offices and condominiums. Home is ready now for quick move in. Limited investor opportunities are also available for leases 6 mo+. Model hours Wednesday-Saturday 10-5 Sunday 12-5.

1773 Cotton Way, Chattanooga

$365,000

3 Beds ⋅ 3 Baths ⋅ 3510711 MLS ⋅ ACTIVE Status ⋅ 1.25 Acres ⋅ 37404 Zip Code

Preferred lender incentives available. This home may qualify for a Short-Term Vacation Rental (STVR) permit under the city's new guidelines--limited investor opportunities available. Welcome to Mill Town, a contemporary townhome community by boutique luxury builder Dwell Designed Construction, located in one of Chattanooga's most exciting and rapidly evolving urban neighborhoods. Just steps from the historic Coosa Mill, this community sits at the center of a planned multi-phase redevelopment featuring future residential, retail, office space, and a neighborhood grocer. This middle unit is the largest floor plan in the community offering 1,710 square feet of thoughtfully designed living space across three levels. One of its most distinctive features is covered rear porches on every floor, culminating in a top-level owner's suite with a private walkout deck showcasing mountain and mill views. The main living level features an open-concept layout that seamlessly connects the living room and eat-in kitchen, highlighted by modern finishes and efficient design. A convenient half bath and private outdoor deck make this level ideal for entertaining or everyday living. The second floor offers two bedrooms, a full bathroom, a dedicated laundry area, and an additional covered outdoor space--perfect for guests, roommates, or flexible living arrangements. The entire third floor is dedicated to the primary suite, featuring an ensuite bathroom, large walk-in closet, and elevated finishes including quartz countertops, designer lighting, and a beautifully tiled shower. Designed for low-maintenance, lock-and-leave living, this new construction townhome is minutes from downtown Chattanooga, the vibrant Southside district, and Highland Park, with easy access to Interstate 24. Mill Town isn't just a place to live--it's an opportunity to own in Chattanooga's next chapter of urban growth.

1843 Coosa Way, Chattanooga

$399,900

3 Beds ⋅ 3 Baths ⋅ 3314705 MLS ⋅ ACTIVE Status ⋅ 2.87 Acres ⋅ 37404 Zip Code

Welcome to 1616 Cotton Way, a nearly new home in Chattanooga's desirable Mill Town community. Built in 2025, this thoughtfully designed home offers approximately 1,794 square feet with three bedrooms, two-and-a-half bathrooms, and a spacious upstairs bonus room that provides flexibility for a home office, media room, or additional living space. The open-concept main level features a well-appointed kitchen with generous cabinet space and a custom pantry designed for additional storage and organization. This home also comes with custom window treatments, adding a refined finishing touch throughout the interior. Upstairs, the spacious bedrooms provide comfortable retreats, including a private primary suite. The two-car, alley-loaded garage has been upgraded with a durable epoxy floor and built-in shelving, creating a clean and functional space for parking, storage, hobbies, or a home workshop. Located directly across from a beautifully landscaped community green space, this home offers a welcoming view and easy access to outdoor space. Enjoy a convenient Chattanooga location near downtown, dining, shopping, entertainment, and the ongoing redevelopment of the historic Coosa Mill. Upcoming community amenities planned for 2027 include a new pool, clubhouse, and pickleball courts, adding even more to the lifestyle Mill Town has to offer. The seller is offering $5,000 toward the buyer's closing costs with an acceptable offer, making this an opportunity you will not want to miss!

1616 Cotton Way, Chattanooga

$320,000

3 Beds ⋅ 3 Baths ⋅ 3251350 MLS ⋅ ACTIVE Status ⋅ 1.25 Acres ⋅ 37404 Zip Code

The neighborhood around the old Coosa Mill is changing fast, and Mill Town puts you right in the middle of it. This collection of new construction townhomes by Dwell Designed Construction sits steps from the historic mill. Downtown Chattanooga, the Southside, and Highland Park are all minutes away, and I-24 is close by. Each home is built on three levels. The main floor is open, with the living room flowing into an eat-in kitchen. A half bath and a deck sit just off the living space. The second floor has two bedrooms, a full bath, a dedicated laundry area, and a second covered deck. The entire third floor is the primary suite, with an ensuite bath, a tiled shower, and two closets. The finishes are clean and current, with quartz countertops and modern lighting throughout. Everything is new, so your weekends belong to you instead of the house. The seller will contribute $15,000 toward buyers' costs with an acceptable offer. These homes may also qualify for a short-term vacation rental permit under the city's new guidelines, and a limited number are available to investors. New, low maintenance, and close to everything. You can stop looking.

2550 E 18th St, Chattanooga

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Information Is Believed To Be Accurate But Not Guaranteed. Some or all listings may or may not be listed by the office/agent presenting these featured properties. Copyright 2026 MTRMLS, Inc. RealTracs Solutions.

Mill Town Homes under $400,000

Newest Mill Town Homes under $400,000

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